Terms of Use

Last updated: April 3, 2025 · Effective immediately

1. Acceptance of Terms

By accessing or using the website located at www.paystubpal.com ("Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site.

These Terms apply to all visitors, users, and others who access or use the Site. PayStubPal is operated by PayStubPal ("we," "us," or "our").

2. Description of Service

PayStubPal provides free, browser-based financial estimation tools including but not limited to:

All tools are provided free of charge for informational and educational purposes only. No account registration is required to use our tools.

3. Disclaimer of Warranties

THE SITE AND ALL TOOLS, CALCULATORS, AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We expressly disclaim all warranties, including but not limited to:

PayStubPal is not a tax advisor, financial advisor, accountant, or attorney. Nothing on this Site constitutes tax advice, financial advice, legal advice, or professional advice of any kind. You should consult a qualified professional for advice specific to your situation.

4. Accuracy of Information

We make reasonable efforts to ensure our calculators use current tax rates, wage data, and other information. However:

Always verify critical financial and tax information with the IRS, your state Department of Revenue, your employer, or a qualified professional before making financial decisions.

5. Prohibited Uses

You agree not to use the Site for any of the following purposes:

6. Pay Stub Generator — Important Notice

Our pay stub generator is provided solely for legitimate payroll record-keeping, bookkeeping, and informational purposes. Acceptable uses include:

The following uses are strictly prohibited and may constitute fraud under federal and state law:

By using the pay stub generator, you certify that all information you enter is accurate and that you are not using the generated document for any fraudulent purpose. We reserve the right to cooperate with law enforcement investigations related to fraudulent use of our tools.

Legal warning: Creating or submitting a fraudulent pay stub is a crime. Penalties can include fines, criminal charges, and imprisonment. PayStubPal bears no responsibility for misuse of our tools.

7. Intellectual Property

All content on the Site, including but not limited to text, design, code, graphics, logos, and the selection and arrangement thereof, is the property of PayStubPal and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. This license does not include:

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PAYSTUBPAL AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR ITS TOOLS.

This includes, without limitation, damages for:

In no event shall our total liability to you for all claims exceed one hundred dollars ($100.00).

The Site may contain links to third-party websites such as government agencies, Department of Labor pages, and other external resources. These links are provided for convenience only.

We have no control over the content, privacy practices, or accuracy of third-party sites and accept no responsibility for them. Linking to a third-party site does not imply endorsement.

10. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically. If you do not agree to the modified Terms, you should stop using the Site.

11. Contact

If you have questions about these Terms, please contact us:

PayStubPal
Email: legal@paystubpal.com
Website: www.paystubpal.com

Plain English summary: Use our tools honestly and for legitimate purposes. Don't use them for fraud. Our calculators are estimates — not professional tax or legal advice. We're not liable for financial decisions you make based on our estimates.